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Introduction
Invoicing is not about mailing a bill — it's an essential aspect of maintaining a well-run, professional business. Freelancer, solopreneur, or small business owner, Using the best invoicing software ensures timely payment, accurate financial record-keeping, and better client relationships.
But the thing is, as companies scale and software ecosystems get bigger, SaaS subscription prices are increasing. What used to be $10 a month can now quite handily become $30–$50, pinching lean budgets — particularly for solo operators and small crews.
That's why it's never been more crucial to find cheap and trustworthy invoicing platforms. The good news? There are many affordable and even free solutions that provide professional-strength features at a fraction of the cost.
Below, we're going to take you through 30 inexpensive invoicing software platforms, nicely categorized in three groups:
Free & Low-Cost Software – Ideal for solo entrepreneurs and freelancers who need to send professional invoices without charging any fees.
Multi-User SaaS Platforms – Ideal for expanding small businesses that require multi-user support, integrations, and feature customizations.
Advanced Cloud & AI-Powered Tools – Ideal for companies willing to adopt automation, AI-powered insights, and worldwide tax compliance.
By the time you have finished reading this article, you will have a clear guide to selecting the best invoicing software that best fits your business size, requirements, and budget — so that you can allocate less time on admin work and more time doing what matters most to you.
Low-Cost & Free Solutions for Freelancers & Solo Entrepreneurs
Freelancers and solo entrepreneurs are always in favor of best invoicing software that is affordable and truly satisfies the standards of professionalism and convenience. Such tools offer trustworthy billing, payment tracking, and automation convenience at a low cost without costlier subscription plans.
1. Invoice Ninja
Invoice Ninja is free and open-source invoicing software that that often ranks among the best invoicing software for tech-savvy freelancers who require flexibility and control. Cloud and self-host functionalities are perfect for the ones which require enterprise-level flexibility at non-enterprise prices.
Key Features:
Time-tracking integrations, repeat billings on autodrive, payment gateways like Stripe and PayPal.
Drawback:
Slightly more technical setup and learning curve for someone who doesn't enjoy fiddling around with setup and config.
2. Zoho Invoice (Free)
Zoho Invoice is a simple and scalable invoicing system that’s often considered one of the best invoicing software options for solo business owners to have an unlimited number of customers for free. It plays nicely with other Zoho platforms, so it's perfect for someone who might one day need to scale up.
Key Features:
Customization of the template, automated processes, real-time tracking of the client payments.
Drawback:
There is no inbuilt bookkeeping module, therefore requires integration with Zoho Books in order to be able to carry out bookkeeping to its full potential.
3. Wave Invoicing
Wave is one of the top free bookkeeping and invoicing tools for freelancers who would like professional invoices with bookkeeping done automatically. Cutting costs and simplicity are favorite features among cost- and budget-conscious businesses.
Key Features:
Automated payment reminder, cash flow reporting, payment processing integrated.
Drawback: Limited customer support if you're not paying for add-ons. Users outside US/Canada can’t send invoices/reminders.
4. Invoicely
Invoicely offers affordable online invoicing with essential billing features for small business entrepreneurs. It’s considered among the best invoicing software for freelancers who need simple invoice creation, with the flexibility to upgrade as their business grows.
Key Features:
Multi-currency, branded invoice templates, mileage and expense tracking.
Drawback:
Premium automation and analysis on reports outside the free package.
5. Bookipi
Bookipi is a fast-growing, mobile-first invoicing software designed for freelancers and small businesses that want simplicity without sacrificing functionality. It offers unlimited invoices, real-time data sync across devices, and seamless integration with popular payment gateways. Its ease of use and focus on affordability make it a perfect entry-level invoicing tool in 2025.
Key Features:
Unlimited invoices with instant cloud sync and PDF exports.
Supports multi-currency payments and recurring billing for global clients.
Drawback:
Limited accounting and advanced reporting features compared to platforms like Wave or Zoho Books.
6. Refrens
Refrens is a freelancer-focused invoicing platform that’s rapidly gaining traction in over 150 countries. Known for its GST-compliant invoices, global currency support, and simple expense tracking, it’s a perfect choice for solopreneurs and agencies seeking a robust yet affordable invoicing solution. Its free plan is feature-packed, making it one of the best invoicing software for small businesses worldwide.
Key Features:
Professional, customizable invoice templates with multi-currency and tax compliance.
Built-in payment gateway integration and client management tools for seamless operations.
Drawback:
Limited advanced automation tools compared to premium SaaS invoicing platforms like FreshBooks or Zoho Books.
7. Invoice2Go
Invoice2Go is an easy and quick invoicing app that’s mobile-first. It’s widely regarded as one of the best invoicing software options for freelancers who prefer sending invoices and receiving payments on the move.
Key Features:
One-tap invoice creation, one-tap pay links, live expense tracking.
Drawbacks:
Fewer automations and integrations compared to its SaaS equivalents.
8. ZipBooks
ZipBooks is a simple, easy-to-use invoicing and accounting tool that helps freelancers generate invoices and monitor financial performance. Its free account makes it one of the best invoicing software options for trial users and beginners.
Key Features:
Unlimited invoices, smart financial information, easy accounting capabilities.
Drawbacks:
Few high-end billing and project management functionalities within the free product.
9. Paymo Starter Plan
Paymo unifies task management, time tracking, and invoicing in a single tool, ideal for freelancers that have multiple client projects.
Key Features: Integrated time tracking, Kanban boards, billable hours-based automatic invoicing.
Drawbacks:
Storage limits and fewer third-party integrations for the Starter plan.
10. Hiveage
Hiveage has straightforward, low-cost invoicing software with an emphasis on easy payment processing. It works best for freelancers with multiple clients and projects.
Key Features: 12+ gateway payment integration, recurring invoice, expense tracking.
Drawbacks: Team collaboration and reporting are limited in lower plans.
Scalable SaaS Solutions for Small Business Growth
More customers mean more invoicing. These solutions balance cost, scalability, and feature enhancements — with multi-user support, automation, and integrations that make it easier to do business for small teams and start-ups. They represent some of the best invoicing software choices for growing small businesses.
1. Invoicera
Invoicera is a flexible invoicing solution used by over 3 million businesses. It’s often ranked among the best invoicing software for small businesses, thanks to its multi-currency billing, automated business process flows, and recurring invoices.
Key Features: Adjustable admin invoice templates, multi-language and multi-currency support, admin-expense and admin-time tracking.
Drawback: Old user interface, complicated workflow configuration.
2. FreshBooks Lite admin
FreshBooks Lite provides web-based invoicing and accounting with simplicity and customization as core features. It’s considered one of the best invoicing software options for small and medium-sized new businesses, offering the ideal combination of low cost and high functionality.
Key Features: Automated late fee reminders, time tracking, easy expense integration.
Drawbacks: Just five billable customers on Lite; need to pay extra for bigger businesses.
3. Pabbly Subscriptions
Pabbly Subscriptions offers billing, invoicing, and subscription management in one economical bundle. It’s frequently highlighted as one of the best invoicing software solutions for startups selling subscription-based products.
Key Features: Automated recurring bills, tax-friendly invoicing, great revenue analytics.
Drawbacks: Not as clean-looking, modern interface as newer SaaS tools.
4. Plutio
Plutio is an all-in-one business management tool that combines invoicing, project management, and CRM. It’s regarded as one of the best invoicing software options for small teams that need more than just billing from their low-cost software.
Key Features: Project collaboration, editable invoices, access to client portal.
Drawbacks: Steep learning curve because it has a lot of features.
5. Billdu
Billdu is a mobile-enabled expense accounting and invoicing tool designed for small businesses that need real-time, streamlined billing on the go. It’s often listed among the best invoicing software for entrepreneurs who prefer managing finances from their smartphones.
Key Features: Invoicing on-the-fly, receipt scanner for tracking expenses, business analytics dashboard.
Drawbacks: Limited template flexibility in lower plans.
6. InvoiceBerry
InvoiceBerry is simple to use, professional invoice software for small business and consultant use cases needing instant configuration and zero time to learn.
Key Features:
Professional templates, recurring invoice, expense tracking.
Good for complete entry-level features at affordable prices.
Drawbacks: Limited in advanced integrations and reports to its competitors.
7. Kashoo
Kashoo provides simple accounting and invoicing under one roof, best suited for small business needs requiring both without frills.
Key Features: Double-entry accounting, tax-ready reports, online payment integration.
Drawbacks: Not much at the cutting-edge features for businesses that need thorough analytics.
8. Zoho Books (Entry Plans)
Zoho Books is an low-end SaaS accounting software with high-featured billing. As part of the Zoho suite, it's a smart choice for companies looking to grow.
Key Features: Automated reminder payments, tax compliance feature, multi-currency invoices.
Drawbacks: Some of the more advanced features are buying more expensive plans.
9. QuickFile
QuickFile is a UK market-specific accounting and bill system that is ideally suited for freelancers and small business entities' local compliance and VAT requirements.
Key Features: VAT enabled features, cloud accounting, unlimited small accounts billing.
Drawbacks: Poor customer support in comparison to mass market players.
10. Elorus
Elorus offers invoicing, expense management, and project invoicing in a user-friendly design. It's ideally suited for firms requiring straightforward project finances and billing.
Key Features: Time tracking bundled with invoices, expense tracking, intelligent financial reporting.
Drawbacks: Some of the premium automation features are not included on more expensive plans.
Modern Cloud & AI-Invoicing Solutions
For businesses looking for something beyond basic invoicing, these platforms deliver cloud technology, AI-powered automation, and global compliance features. They represent some of the best invoicing software for freelancers, agencies, and SMBs that want time savings, smarter insights, and seamless global expansion — all without a large expense.
1. Fyle
Fyle is an artificial intelligence -powered expense and invoice platform that is meant to automate financial work. Its smart receipt scanning and enforcement of policies in real-time make it a favorite among organizations that require precision and compliance.
Key Features: AI-powered expense tracking, auto-extracting data from invoices, easy integration with QuickBooks and Xero.
Drawbacks: Ideal for teams; individual freelancers may feel the feature set is too much to handle.
2. Nummuspay
Nummuspay offers recurring billing and automated payments in a single integrated platform. It’s considered one of the best invoicing software choices for SaaS businesses and service providers operating internationally.
Key Features: Automated recurring invoicing, dunning management, international payment gateway integration.
Drawbacks: Limited options to customize the interface.
3. Moon Invoice
Moon Invoice is a multi-device invoicing program that synchronizes information across different devices easily. It is ideal for businesses dealing in invoices and payments through desktops and mobiles at the same time.
Key Features: Multi-device synchronization, cost and estimate monitoring, real-time payment status updates.
Drawbacks: Restricted reporting against more sophisticated SaaS participants.
4. Harpoon
Harpoon is accounting software with the extra benefit of being a financial planning and goal-setting application for freelancers and small agencies. It accommodates client billing and revenue target tracking.
Key Features: Auto-recurrence scheduling of project duration, invoices, and revenue forecasting tracking.
Drawbacks: Soft learning curve since it has financial planning as the core.
5. SimplyBill
SimplyBill offers quick, web-based billing in the spirit of speed and simplicity. It's perfect for freelancers who need no-frills billing options.
Key Features: Customizable invoices, tidy dashboard for tracking outstanding bills, PayPal integration.
Drawbacks: Unable to offer powerful automation and integrations for larger teams.
6. InvoiceOcean
InvoiceOcean is advanced, feature-laden billing software with in-depth reporting and multi-language support. It's particularly ideal for businesses needing scalability without high costs.
Key Features: Multi-language templates, stock tracking, financial dashboard.
Drawbacks: The user interface can seem complex to new users.
7. SliQ Invoicing
SliQ Invoicing is cloud-hosted invoicing software with strong cloud syncing capability, designed for small companies who need offline administration.
Key Features: Option of one-time license, auto-invoice number, recurring payment.
Drawbacks: Somewhat less tools for teamwork collaboration.
8. Zoho Subscriptions (Basic)
Zoho Subscriptions provides affordable recurring billing with deep integration into the Zoho platform. It’s regarded as one of the best invoicing software solutions for small startups managing subscription services and serving customers worldwide.
Key Features: Automated proration, tax-aware billing, real-time revenue tracking.
Drawbacks: Less flexible on the starter plan; expansion necessitates more expensive plans.
9. Rounded
Rounded is a tax-aware invoicing platform much appreciated by Australian freelancers because of its ease and tax compliance features built into it.
Key Features: Automated GST calculation, time recording, and banking reconciliation.
Drawbacks: Less accessible beyond Australia and New Zealand.
10. Quaderno
Quaderno was created with global tax compliance and automated invoices in mind, so it's perfect for businesses selling abroad.
Key Features: Automated multi-jurisdiction tax calculations, real-time compliance messages, multi-currency invoicing.
Drawbacks: Perfect for companies with international operations; could be overkill for local-only invoicing.
How to Choose the Best Invoicing Software
There are only so many inexpensive invoicing software programs available today, and you’ll need to choose the best invoicing software for your business based on company size, workflow, and growth plans. To make it easier, here’s a simple matrix to guide your decision:
1. Solo Freelancers and Side Hustlers
If you're newly started or have a one-man show with a small operation, simplicity and affordability will be priorities.
Look for: Cost-effective or free alternatives like Wave, Zoho Invoice, or Invoice Ninja.
Why it works: They provide pro-grade invoicing, simple expense tracking, and payment reminders without charge.
Pro Tip: Select one with simple export so future migrations will be a piece of cake when your business expands.
2. For Growing Teams and Small Businesses
When your client list expands or you’re working with a small team, scalability and collaboration features become critical.
Seek: Solutions such as FreshBooks Lite, Plutio, or Zoho Books that strike a balance between automation, multi-user support, and reasonable upgrades.
Why it works: They consolidate client information, automate periodic invoices, and support CRMs or accounting software for an efficient workflow.
Pro Tip: Purchase a solution offering payment gateway and project management tool integration you are currently utilizing.
3. For Subscription-Based or Global Operations
Businesses handling subscriptions or providing services to customers globally need automation, compliance, and advanced analytics within their tool.
Find: Advanced cloud and AI-driven platforms like Pabbly Subscriptions, Quaderno, or Zoho Subscriptions.
Why it works: They automatically repeetively charge, handle multi-currency invoices, and keep you compliant with international tax law.
Pro Tip: Choose those with real-time analytics and API support to future-proof your billing process.
4. Key Things to Compare Before You Decide
Before you decide, consider the following:
Value for money: Does the free or starter plan provide sound core functionality without the need for pricey add-ons?
Automation: Ensure recurring fees, reminder fees, and expense synchronization.
Scalability: Ensure the platform grows with your business — scalability should not mean having to restart.
Interoperability: Look for integration compatibility with current accounting, CRM, and payment software.
Support and Security: Prioritize those platforms that have great support and obeys data protection legislation like GDPR.
By mapping your current needs and growth plans against these factors, you’ll be able to choose the best invoicing software that keeps your finances organized today and scales smoothly for the future.
Conclusion
Handling invoices doesn't have to be costly or complex. With all the affordable invoicing software platforms of 2025 available, freelancers, solopreneurs, and small businesses can now manage billing, payments, and even tracking of expenses without breaking their bank.
From forever-free solutions such as Zoho Invoice and Wave to scalable ones like FreshBooks, Plutio, or Zoho Books, to even AI-powered tools such as Quaderno and Fyle, there’s a perfect choice among the best invoicing software for every stage of business growth.
The trick is easy:
Begin with a free or a light tool that does the bare essentials.
Grow up as your client count, team size, or complexity of operations increase.
Have technology handle the drudgery, so you can concentrate on what counts most — providing value to your customers and expanding your business.
By selecting the most suitable platform now, you’re not only streamlining your billing process but also investing in one of the best invoicing software solutions to ensure smarter, faster, and more efficient financial management in the future.
To further optimize your invoicing and financial operations, consider exploring the benefits of CRM and invoice factoring integration